Heat Pump Guide

Heat Pump Running Costs

What heat pumps actually cost to run in UK homes — and how they compare to gas.

One of the biggest questions UK homeowners have is whether a heat pump will be cheaper to run than their current boiler. The honest answer: usually yes if it's well-designed and you're on the right tariff — but not automatically.

SCOP — the number that matters

Seasonal Coefficient of Performance (SCOP) is the heat pump's annual efficiency. A SCOP of 3.5 means 3.5 kWh of heat for every 1 kWh of electricity used. Most modern air source heat pumps target SCOP 3.0–4.5 depending on system design and house.

Running cost example

For a typical UK home using ~12,000 kWh of heat per year:

  • Gas boiler (~85% efficient, gas at ~6p/kWh): ~£850/year
  • Heat pump (SCOP 3.5) on standard tariff (electricity ~25p/kWh): ~£860/year
  • Heat pump (SCOP 3.5) on heat-pump tariff (blended ~15p/kWh): ~£515/year

These are illustrative — actual costs depend on house, install quality and tariff.

How to maximise savings

  • Choose an experienced MCS-certified installer who designs to a low flow temperature
  • Switch to a heat-pump-friendly time-of-use tariff
  • Insulate before installing where possible
  • Pair with solar and a battery to offset peak-rate use

Get heat pump quotes that include estimated annual running cost on your tariff.

Why choose Home Energy Match

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  • Transparent process — your enquiry is shared only with relevant installers

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Frequently asked questions

Are heat pumps cheaper to run than gas?
They can be, especially on a heat-pump tariff such as Octopus Cosy or similar. A well-designed heat pump with a SCOP of 3.5+ on a competitive tariff is often comparable to or cheaper than gas for many UK homes.
What is SCOP?
Seasonal Coefficient of Performance — how many units of heat the pump delivers per unit of electricity over a year. A SCOP of 3.5 means 3.5 kWh of heat for every 1 kWh of electricity.
Do I need a special tariff?
Not strictly, but heat-pump-specific tariffs offer cheaper electricity at certain times and can significantly reduce running costs.
How can I reduce running costs further?
Insulation upgrades, correct sizing, weather compensation control, and pairing with solar all reduce running costs.

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