One of the biggest questions UK homeowners have is whether a heat pump will be cheaper to run than their current boiler. The honest answer: usually yes if it's well-designed and you're on the right tariff — but not automatically.
SCOP — the number that matters
Seasonal Coefficient of Performance (SCOP) is the heat pump's annual efficiency. A SCOP of 3.5 means 3.5 kWh of heat for every 1 kWh of electricity used. Most modern air source heat pumps target SCOP 3.0–4.5 depending on system design and house.
Running cost example
For a typical UK home using ~12,000 kWh of heat per year:
- Gas boiler (~85% efficient, gas at ~6p/kWh): ~£850/year
- Heat pump (SCOP 3.5) on standard tariff (electricity ~25p/kWh): ~£860/year
- Heat pump (SCOP 3.5) on heat-pump tariff (blended ~15p/kWh): ~£515/year
These are illustrative — actual costs depend on house, install quality and tariff.
How to maximise savings
- Choose an experienced MCS-certified installer who designs to a low flow temperature
- Switch to a heat-pump-friendly time-of-use tariff
- Insulate before installing where possible
- Pair with solar and a battery to offset peak-rate use
Get heat pump quotes that include estimated annual running cost on your tariff.